Forget all the story what you need is a laptop, a printer A4 paper then you are good to go step 2; you will buy a software package which will be install on your laptop and you will pay training fee of 8000. for those that does not have laptop and printer this is your quotation. laptop 25000 printer 20000 training fee 8000 A4 paper 1000 Total = 54000 step3: you will buy pin from your choice network e.g mtn 95naira for 1 etisalat 90 naira for 1 and Glo 90 naira for 1 ,but the lowest amount of pin you can purchase is 10 pieces which is 9500 for mtn 9000 for etisalat and glo the more you print the more you make money contact me for further enquiry 08147445159